Early, Late, or Somewhere In-Between Retiring early could be a rewarding experience, but it typically requires a more aggressive saving and investment strategy in order to accrue sufficient assets in a shorter period of time. Don’t forget that the earlier you retire, the longer your retirement savings may need to last. Retiring later could give you a longer period of time to build your assets. But even if you are able and willing to work longer, you might be in a stronger position if you use an earlier target date for planning purposes.
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